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Mission Statement

Wright Time Credit Repair Services is a company dedicated to improving the financial health of individuals and other entities by providing quality services, with a long commitment to credit correction, research, and development.

We believe in the potential of our clients and our MISSION is to help our clients create a secure financial future by providing the tools needed to make wise financial choices. We are firm in our belief that a strong credit history and impressive credit scores will provide our clients with the opportunity to improve their lives, businesses and ultimately their future. Our MOTTO is: Keep your heart healthy, your mind strong and your credit in TIP TOP Shape.

On A Personal Note:

Do you WANT TO know why I think good credit is sexy? Well, I used to believe in the power of a beautiful car, expensive clothes and lots of expensive jewelry; THIS WAS BEFORE I discovered that these things alone weren't going to “cut” it in the real world. I discovered that a person who has a negative credit rating has a very difficult time getting approved for many important things. I was once denied a very lucrative position in a company because I had BAD CREDIT. I was paying so much more on my car loan, mortgage and credit cards because of my credit rating. Not only was I spending a lot more money in interest (payments) when compared to a person with good credit, I was also denied car insurance, at one point, because of my credit. To me this was UNACCEPTABLE. I wasn’t willing to live as a subclass any more. I created a budget, and started to work on improving myself and my credit. I have accomplished both and now I want to help you improve yours. WHY? BECAUSE GOOD CREDIT IS SEXY!!!

Advice for Consumers:

How can you avoid turning credit repair into credit despair? Here are a few suggestions:

Avoid any company that wants you to pay for ALL credit repair services before they provide any services. It is against the law.

• WRIGHT TIME does not charge you in advance for any repair services. It charges you only after the initial setup, and the work from each month, have been performed.

Avoid any credit repair company that will not tell you your legal rights and what you can do, yourself, for free.

• Consumers have the right to attempt credit repair on their own. WRIGHT TIME offers its affordable services to those clients who prefer having professionals managing their credit disputes and creditor interventions.

Avoid any credit repair company that tells you not to contact a credit reporting company directly.

Avoid any company that suggests creating a “new” credit identity – and then, a new credit report – by applying for an Employer Identification Number to use instead of your Social Security number. That is against the law. If you follow illegal advice and commit fraud, you also may be subject to prosecution.

• It is unlawful to create a "new" identity by applying for an Employer Identification Number (EIN) to replace one's Social Security Number. File segregation is a serious crime that can result in fines or imprisonment.